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A man paying bill with credit card contactless payment on smartphone in a café and hence the secure financial card transaction message is adhering to ISO 8583:2023.
ANSI | Financial Industry

ISO 8583:2023—Financial Transaction Card Originated Message

ByAlexandra Schirn September 14, 2023June 4, 2025

In 1950, the Diners Club Card, became the first credit card. Although it could only be used at 28 restaurants and two hotels in New…

Customer making a credit card purchase at a retail store with the card reader adhering to ANSI X9.104-1-2004 (R2023).
ANSI | Banking, Checks, and Cards

ANSI X9.104-1-2004 (R2023): Card Originated Messages

ByAlexandra Schirn March 3, 2023June 4, 2025

The substitution of electronic financial transactions at the point of sale for their paper-based predecessors has reduced costs and improved efficiency, particularly in the operation…

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