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A woman making a contactless credit card payment at the flower shop with her integrated circuit card adhering to ISO/IEC 7816-4:2020.
ANSI | Computer Science | Financial Industry

ISO/IEC 7816-4:2020—Identification Cards

ByAlexandra Schirn November 17, 2023June 4, 2025

Integrated circuit cards are not only more secure than cards with magnetic strips, but they also provide more functionality. They are a part of numerous…

A man paying bill with credit card contactless payment on smartphone in a café and hence the secure financial card transaction message is adhering to ISO 8583:2023.
ANSI | Financial Industry

ISO 8583:2023—Financial Transaction Card Originated Message

ByAlexandra Schirn September 14, 2023June 4, 2025

In 1950, the Diners Club Card, became the first credit card. Although it could only be used at 28 restaurants and two hotels in New…

Customer making a credit card purchase at a retail store with the card reader adhering to ANSI X9.104-1-2004 (R2023).
ANSI | Banking, Checks, and Cards

ANSI X9.104-1-2004 (R2023): Card Originated Messages

ByAlexandra Schirn March 3, 2023June 4, 2025

The substitution of electronic financial transactions at the point of sale for their paper-based predecessors has reduced costs and improved efficiency, particularly in the operation…

Businessman using credit card to check out online and keep his financial information secure.
ANSI | Financial Industry

The Importance of Keeping Your Financial Information Secure

ByGuest Contributor October 22, 2018May 30, 2025

October is National Cyber Security Awareness Month, and, in our always connected, “smart” lifestyle, it is easy to forget just how much of our identity…

ISO IEC 7811-6 2018 High Coercivity Magnetic Stripe Identification Card
ANSI | Banking, Checks, and Cards

ISO/IEC 7811-6:2018 – High Coercivity Magnetic Stripe Identification Cards

ByBrad Kelechava September 24, 2018May 30, 2025

Identification should be straightforward, but it confronts a world of complexities. Used for financial transactions, day-to-day business activities, or an assortment of other purposes, identification…

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