MICR External Processing Code (EPC), ANSI X9.100-160-2-2020
Prominently printed at the bottom of a bank check, a Magnetic Ink Character Recognition (MICR) line conveys distinguishing information to both humans and machines. To […]
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MICR Specifications for Checks in ASC X9 Standards
When a check is processed—17 billion checks are exchanged each year in the U.S.—magnetic ink characters convey its information to machines. These characters comprise the […]
Understanding, Designing, and Producing Checks with ASC X9 TR 2-2019
Bank checks have changed hands throughout generations, periods, and even centuries. As discussed in Annex A of ASC X9 TR 2-2019, during the California Gold […]
ANSI X9.100-111-2018: Financial Services – Check Endorsements
When a check is endorsed, it signifies an agreement between two entities. The value of the check in question will change hands. It might seem […]
ANSI X9.100-140-2018: Financial Services – Image Replacement Document – IRD
On October 28, 2003, Check 21, or more formally, the Check Clearing for the 21st Century Act, was signed into law. This law made it […]
ASC X9 Technical Report: Interoperable Secure Key Exchange Key Block Specification
A technical report written and published by the Accredited Standards Committee X9 (ASC X9), ASC X9 TR 31-2018: Interoperable Secure Key Exchange Key Block Specification, […]
ANSI X9.84-2018: Biometric Information Management and Security for the Financial Services Industry
New Revision: ANSI X9.84-2018: Biometric Information Management and Security for the Financial Services Industry Verification and identification are concrete methods for proof. Authenticating individuals is […]
ANSI X9.73-2017: Cryptographic Message Syntax – ASN.1 and XML Standard
ANSI X9.73-2017: Cryptographic Message Syntax – ASN.1 and XML, which was processed and approved for submittal to ANSI by the Accredited Standards Committee on Financial Services, […]
ANSI X9.24-1-2017: Using Symmetric Techniques
Electronic transactions have experienced significant growth over the past few decades, and the expansion of electronic payments could have a substantial, positive effect on future […]
ANSI X9.119-1-2016 – Retail Financial Services – Requirements for Protection of Sensitive Payment Card Data – Part 1: Using Encryption Method
In the Digital Age, frequent dangers lurk just beyond any invisible data horizon. For credit cards, the means by which a great deal of people […]